Guides
Everything Pady, explained simply.
Short, friendly walk-throughs for every feature — written by humans, not robots.

PND explained: what Post No Debit means and how to resolve it
What a PND is, why banks place one, and the exact steps to lift it on your Pady account.
5 min readRead guide
Open your Pady Account
From zero to a funded wallet in 60 seconds.
3 min readRead guide
Send your first transfer
Free, instant, 24/7 — to any Nigerian bank.
2 min readRead guide
Order a Pady card
Virtual now, physical in 3 days.
3 min readRead guide
Hit your first savings goal
Lock it, automate it, get paid interest.
4 min readRead guide
Set up Mobile POS
Take payments with just your phone.
4 min readRead guide
Pay bills with cashback
Every bill, with a little something back.
3 min readRead guide
Secure your account
2FA, biometrics, and the freeze switch.
4 min readRead guide
Money basics
Budgeting, saving, and not getting scammed.
6 min readRead guide
Get started
Can't find a guide?
Ping support@padymoney.com — if a question comes up twice, we write a guide for it.

