Guide · 3 min read

Pay bills with cashback

Airtime, data, electricity, TV, water, education — you're paying these bills anyway. Pady gives you between 1% and 5% back on every one, credited to your wallet the same day.

  1. 1

    Tap Bills on the home screen

    You'll see the six most common categories up top. Search for anything else — we support over 200 billers nationwide.

  2. 2

    Pick your biller

    For electricity, we auto-detect your DISCO from the meter number. For TV, choose your provider and enter your smart card number.

  3. 3

    Enter the amount and confirm

    The cashback rate is shown before you pay. Airtime and data are 2%, electricity is 1%, education is 3%.

  4. 4

    Save it as a recurring payment

    Toggle Auto-pay if it's a monthly bill. We'll charge your card on the day you choose and send a receipt.

Pro tips
  • Cashback compounds — leaving it in your wallet means it earns interest if it moves into a Goal.
  • The Bills tab shows year-to-date spend by category. Useful for arguing with anyone about how much data your family actually uses.

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