Pay bills with cashback
Airtime, data, electricity, TV, water, education — you're paying these bills anyway. Pady gives you between 1% and 5% back on every one, credited to your wallet the same day.
- 1
Tap Bills on the home screen
You'll see the six most common categories up top. Search for anything else — we support over 200 billers nationwide.
- 2
Pick your biller
For electricity, we auto-detect your DISCO from the meter number. For TV, choose your provider and enter your smart card number.
- 3
Enter the amount and confirm
The cashback rate is shown before you pay. Airtime and data are 2%, electricity is 1%, education is 3%.
- 4
Save it as a recurring payment
Toggle Auto-pay if it's a monthly bill. We'll charge your card on the day you choose and send a receipt.
- Cashback compounds — leaving it in your wallet means it earns interest if it moves into a Goal.
- The Bills tab shows year-to-date spend by category. Useful for arguing with anyone about how much data your family actually uses.

