Cards that work everywhere
Virtual or physical. NGN or USD. For your subscriptions, your team's ad spend, or that thing you've been meaning to buy from Amazon. Issue, freeze, or burn in one tap
Why it matters
The shortlist
- Virtual cards in 5 seconds — unlimited per account
- Physical cards delivered in 3–5 working days
- USD balances with a real US-issued card number
- Freeze, unfreeze, or burn instantly from the app
- Per-card spending limits and merchant blocking
- Team cards with role-based controls (Business plan)
How it works
Live in minutes, not weeks
Tap "New card"
Pick NGN or USD, give the card a name.
Fund it
Move money from your wallet to the card balance.
Spend it
Use the details online or tap the physical card.
Features
Built like the rest of your stack
NGN + USD
Hold and spend dollars without dollar-hunting.
Freeze in one tap
Misplaced your card? Freeze it. Find it? Unfreeze.
Burn-after-use
Issue a one-time card for a sketchy free trial.
Works globally
Visa rails — accepted in over 200 countries.
Team cards
Issue cards for your staff with hard spending limits.
3D Secure
Every online charge confirmed by you, not by SMS OTP roulette.
Questions
Frequently asked
Still curious? Visit the help center.
Make more of your money
Pay with ease, save towards your goals, and manage your everyday money in one place. Open your Pady account and start today