Pady
A phone showing the Pady bills payment screen
Bills & Airtime

Every bill. One tap. Never late.

Electricity, data, airtime, cable, water — paid instantly with cashback on the bills you'd pay anyway. Schedule them once and never miss another deadline.

60s
to open an account
24/7
instant transfers
0₦
monthly fees
2,400+
on the waitlist
Bank-grade encryption Instant settlement NDIC insured up to ₦5M

Why it matters

The shortlist.

How it works

Live in minutes, not weeks.

01
Pick

Choose a biller

We support over 400 billers across Nigeria.

02
Pay

Confirm with Face ID

One tap, and the token or value lands in seconds.

03
Earn

Cashback automatically

Earn points on every recharge — redeem for fee waivers, data or flights.

Features

Built like the rest of your stack.

Electricity

Tokens for every disco in under 5 seconds.

Data & internet

Spectranet, Smile, FibreOne and every major ISP.

Airtime

Buy, schedule or gift airtime across all networks.

TV & lifestyle

DStv, GOtv, StarTimes, Showmax and Netflix in one place.

Auto-renew

Set it once. Never sit in the dark again.

Rewards

Up to 2% back as points on every paid bill.

Questions

Frequently asked.

Still curious? Visit the help center.

Get started

Ready to move money like a doer?

Join 2,400+ on the waitlist. Be first in line when Pady opens its doors.