Buy and sell with strangers,
safely and confidently.
Escrow protection for marketplace deals. The buyer pays into escrow up front, Pady holds the funds safely, and we release them only once the buyer confirms the item. Real dispute support if anything goes sideways.
Why BuyerShield
Online marketplaces are a trust problem.
Every deal between strangers carries the same silent question — will the other person do what they said? BuyerShield answers it up front, for both sides.
If you're the buyer
The item never arrives
You send NGN, the seller vanishes, the DMs go cold.
It's nothing like the listing
Wrong model, wrong colour, cracked screen, not the ‘brand new' you paid for.
It's stolen or locked
iCloud lock, mismatched IMEI, Google account still active.
No path to a refund
Nothing in writing, nothing to escalate, no one to call.
If you're the seller
Fake payment screenshots
‘I've sent it, check again' — but nothing ever lands.
Fraudulent chargebacks
The buyer receives the goods, then reverses the transfer.
‘I never got it' claims
Package delivered, buyer denies it, you're stuck without evidence.
Meet-ups gone wrong
Counterfeit cash, last-minute price haggling, or a no-show at the venue.
How it works
Six steps between "send it" and settled.
With a Pady account, you can create, pay, ship, inspect and release — all in one place. Tap any step to see who does what, and the live status each side sees in the app.
Buyer pays into escrow
Funds move from the buyer's Pady wallet into a protected escrow account held by Pady. Not the seller's balance — not yet.
- No screenshots. No email confirmations.
- Seller instantly sees ‘Payment Secured'
- Buyer sees exactly when it will release
- One tap to cancel before shipping
In the wild
Two ways real people use it, every day.
A shipped item from a Facebook Marketplace seller, or a face-to-face phone deal at the mall. Same protection, same peace of mind.
Buying a refurbished MacBook Pro from a verified electronics seller on Facebook Marketplace.
Protected checkout opened — ₦1,200,000 · Refurbished MacBook Pro · Ships in 2 days
Awaiting PaymentFunds moved to escrow. Seller can now ship.
Payment SecuredCourier confirms delivery. 3-day inspection begins.
Delivered₦1,200,000 released to seller. Both parties receipt sent.
Funds ReleasedWhen something goes wrong
A clear path, not an argument.
If the item's wrong, missing or damaged, funds stay in escrow while our disputes team works with both sides.
Report an issue
Buyer taps ‘Report an issue' inside the review window. Funds stay in escrow — nothing releases until the case closes.
Both sides submit evidence
Photos, videos, tracking, serial numbers, listing screenshots. Everything is timestamped and stored against the transaction.
Pady reviews and resolves
A real human on the Pady disputes team applies the agreed process: return & refund, partial refund, replacement, or release to seller. Everything is handled within Pady, using Pady-issued accounts.
What you actually get
Wins for both sides of the deal.
Same protection, different pain relieved. Switch the view to see it from the other side.
Inspect before you release
Payment sits in escrow until you're happy. No blind trust required.
Verified sellers
Trade with businesses Pady has already vetted and KYC'd.
Real proof of purchase
Digital receipt, transaction record, and a paper trail if anything goes sideways.
Dispute support that answers
Real humans, not chatbots, when something isn't right.
Clear refund paths
Return & refund, partial refund or replacement — spelt out from day one.
Peace of mind, per deal
Buy from strangers without gambling with your rent money.
Questions
The details, spelt out.
Still not sure? Talk to a human on our team.
Your next marketplace deal, protected.
Open a Pady account in 60 seconds and start using BuyerShield on your very next transaction.