Insurance that actually pays out
Underwritten by NAICOM-licensed partners. Bought in a tap. Claims processed in days, not months. Cover that protects what really matters — and gets out of your way
Why it matters
The shortlist
- Third-party motor from ₦15,000/year — cover note instantly
- Comprehensive cover for cars, SUVs and ride-share
- Family HMO plans with 1,200+ hospitals nationwide
- Outpatient, in-patient, dental and optical included
- Claims processed in days, not months
- Cancel anytime — pro-rated refunds, no drama
How it works
Live in minutes, not weeks
Tell us a little
Vehicle reg or a few health questions. 60 seconds, end-to-end.
Pay in-app
Cover note and policy land in your inbox immediately.
Tap to claim
Submit a claim from the app, track every step, get paid fast.
Features
Built like the rest of your stack
Motor insurance
Third-party and comprehensive plans for any vehicle.
Health (HMO)
Solo, couple or family plans with full network access.
Licensed partners
Underwritten by NAICOM-licensed insurers, vetted by us.
Fast claims
Average claim cycle measured in days, not months.
Paperless
Policies, claims, receipts — all in-app, all the time.
Family plans
Add spouse, kids and dependants in a single tap.
Questions
Frequently asked
Still curious? Visit the help center.
Make more of your money
Pay with ease, save towards your goals, and manage your everyday money in one place. Open your Pady account and start today