


Insurance that actually pays out.
Underwritten by NAICOM-licensed partners. Bought in a tap. Claims processed in days, not months. Cover that protects what really matters — and gets out of your way.
Why it matters
The shortlist.
- Third-party motor from ₦15,000/year — cover note instantly
- Comprehensive cover for cars, SUVs and ride-share
- Family HMO plans with 1,200+ hospitals nationwide
- Outpatient, in-patient, dental and optical included
- Claims processed in days, not months
- Cancel anytime — pro-rated refunds, no drama
How it works
Live in minutes, not weeks.
Tell us a little
Vehicle reg or a few health questions. 60 seconds, end-to-end.
Pay in-app
Cover note and policy land in your inbox immediately.
Tap to claim
Submit a claim from the app, track every step, get paid fast.
Features
Built like the rest of your stack.
Motor insurance
Third-party and comprehensive plans for any vehicle.
Health (HMO)
Solo, couple or family plans with full network access.
Licensed partners
Underwritten by NAICOM-licensed insurers, vetted by us.
Fast claims
Average claim cycle measured in days, not months.
Paperless
Policies, claims, receipts — all in-app, all the time.
Family plans
Add spouse, kids and dependants in a single tap.
Questions
Frequently asked.
Still curious? Visit the help center.
Get started
Ready to move money like a doer?
Join 2,400+ on the waitlist. Be first in line when Pady opens its doors.