Built for the people doing the work.
We're building the financial stack we wished we had when we were trading textiles in Balogun, freelancing for clients in Berlin, and saving for first laptops on student allowances.
Nigeria moves $400 billion through informal commerce every year — and most of it is still being tracked in notebooks.
We started Pady in 2024 because we got tired of watching the most resourceful people we know — traders, hairstylists, freelance designers, mechanics, students — get the worst possible experience with their own money. They were carrying the country on their backs and being charged ₦52 to send money to themselves.
The product we're building is the product we needed: an account that opens in 60 seconds, transfers that actually move in seconds, cards that work overseas, savings that earn more than 1%, and a business stack that doesn't make you choose between selling and bookkeeping.
We're not trying to be a bank. We're building the money app for the next 100 million African doers.
Founders
Built by people who've sat on the other side of the counter.
Values
Five things we won't compromise on.
If it doesn't feel instant, it isn't done.
No asterisks, no surprises, no fine print.
We design for the person on their feet, on their phone, at 7am.
We obsess over the unsexy stuff so you don't have to.
Built in Lagos, for Lagos first. The rest of Africa next.
Backed by
Investors who get the bet.
Get started
Ready to move money like a doer?
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