A private bank, in your pocket.
Pady Private is a quiet, deliberate experience for Nigeria's most ambitious individuals and families. A dedicated banker, bespoke FX, private credit and a global concierge — woven into a single, weightless app.
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Cardholder
A. ADEYEMI
Bespoke metal
Your banker
Ejiro O. · online
Portfolio
$ 1,284,500.00
What private looks like
Six rooms of a very quiet bank.
Each one designed around the question: what would you build for someone whose time is the scarcest currency they own?
Dedicated private banker
A named banker on WhatsApp, iMessage and email. One person who knows your name, your goals and your calendar.
Bespoke FX & treasury
Block-trade FX at near interbank rates. USD, GBP and EUR treasury products tailored to your liquidity profile.
Private credit
Pre-approved revolving lines from $50k to $5M, secured against portfolio, real estate or future earnings.
Family office, lite
Consolidated reporting across every account, broker and asset — Pady's or otherwise. One quarterly review with your banker.
Global concierge
Visa runs, hotels, restaurants, drivers and last-minute jets — handled. Lounge access at 1,300+ airports worldwide.
Bespoke security
Hardware-key custody, travel security briefings, dark-web monitoring and a private incident hotline.
A named human. Not a queue ticket.
Every Pady Private member is paired with a senior banker who knows your portfolio, your travel schedule and the right account to debit. Reach them on WhatsApp, iMessage, email or a private line — most replies inside two hours.
- WhatsApp & iMessage first-class
- Quarterly portfolio review
- Travel cash + FX pre-staged
- Bespoke wire instructions saved
- Wealth, tax and estate intros
- Backup banker, always briefed
Ejiro Okafor
Your private banker · online
Tiers
Three doors. One key.
Membership is by invitation. We'll review your relationship with Pady and recommend a tier — never the other way around.
- Dedicated private banker
- Metal black card · custom engraved
- 0% FX on first $50k / month
- 1,300+ airport lounges
- Global concierge
- Everything in Black
- Block FX at near interbank
- Private credit line up to $1M
- Family office reporting
- 24/7 banker hotline
- Everything in Reserve
- Private credit up to $5M
- Dedicated multi-asset team
- Trust & estate planning
- Personal security & travel desk
Global concierge
Visas, hotels, restaurants, jets, drivers — handled by a desk that already knows your preferences.
Family office
Sub-accounts for spouse and dependants, with consolidated reporting and the same banker.
Estate & legacy
Trust structures, wills and intergenerational planning, introduced through vetted partners.
Real estate desk
Pre-vetted Lagos, Abuja, London and Dubai opportunities with bespoke financing options.
Multi-jurisdiction
Hold and move money across NGN, USD, GBP, EUR and AED — with the right rails for the right country.
Bespoke security
Hardware-key custody, travel risk briefings and dark-web monitoring for you and your family.
We onboard a small number of members each quarter.
Tell us a little about yourself and a member of the Private team will be in touch within two business days. Every conversation is confidential.
Get started
Quiet money. Loud ambition.
If Pady Private is right for you, you'll know within one conversation.