Retail & boutiques

Turn every till into a contactless counter

Accept any card, any phone, any watch — all from the cashier's own device. Shorter queues, fewer walk-aways, books that balance themselves

5 sec
tap to receipt
0₦
POS hardware
0.5%
capped at ₦200
24/7
instant settlement

What you get

Tools that match how you actually work

Tap-to-pay at the till

Card, phone, smartwatch — any cashier's phone becomes the terminal.

All major schemes

Visa, Mastercard, Verve, Apple Pay, Google Pay — no surcharge gymnastics.

Smart receipts

WhatsApp or SMS receipts with your logo, sent the moment the card lifts off.

Per-product reports

See which SKU moved today, this week, this month — without a spreadsheet.

Cashier accounts

Each staff gets their own login, scope and daily limit. Audit every shift.

Live dashboard

Today's takings, busiest hour, average basket — refreshed every second.

How it flows

From first tap to settled cash

01

Customer taps

Card, phone or watch lands on the cashier's device. No PIN under ₦5,000.

02

Receipt sent

Branded receipt fires to the customer's WhatsApp before they pocket their phone.

03

Money settles

Funds hit your Pady wallet instantly — payable, transferable, ready to spend.

Why operators pick Pady

Built for the way you trade

  • No queue-killing card terminal to share between cashiers
  • Works offline — queues up and settles when signal returns
  • Refunds in two taps with a full audit trail
  • Daily till-close reports emailed to the owner
  • Integrates with Zoho, QuickBooks and Sage out of the box
Create your account
Any NFC-enabled phone becomes a contactless terminal — hand each cashier a device and start trading. Every sale posts to a live takings dashboard you can watch from the stockroom, with inventory-friendly exports for your accountant.
How Pady works for retail

FAQ

Answers, before you ask

Get started

Turn your shop into a tap-to-pay shop

Open your business account and explore payment options for your shop and cashiers