Pady
Micro businesses

Your phone is your cash register.

Stalls, kiosks, salons, mechanics — anyone who sells. Accept card, phone and bank-app payments with the device already in your pocket. Verified in ten minutes.

A micro-business owner accepting a payment on her phone in a small shop
10 min
verified & live
0₦
monthly fee
0₦
hardware cost
Instant
settlement

What you get

Tools that match how you actually work.

Tap-to-pay, on you

Any NFC-enabled phone becomes a real terminal. No POS to buy, charge or lose.

Instant withdraw

Move every naira to your bank in seconds. No T+1. No waiting until Monday.

Verified fast

Just BVN and a selfie. Trading in under ten minutes — no shop documents required.

Loud confirmations

An unmissable 'Payment received' callout — no more squinting at SMS alerts.

Today's number

End-of-day dashboard shows takings, top products and best customers.

Side-hustle ready

Trade on weekends, after work, during NYSC — without registering a company.

How it flows

From first tap to settled cash.

01

Sign up in 10 minutes

Just your BVN and a selfie. No CAC. No shop documents. No queue.

02

Take your first sale

Customer taps card, phone or watch on yours. You hear the confirmation.

03

Cash out anytime

Withdraw to your bank in seconds — Sunday or Christmas Day, doesn't matter.

Why operators pick Pady

Built for the way you trade.

  • Sign up with just a BVN and selfie — no CAC needed
  • Accept card, contactless and bank-app payments on day one
  • Loud, unmissable payment confirmations — no fake alerts
  • Withdraw your money to any Nigerian bank instantly
  • Daily takings, top customers and best products in one screen
Create your account
"
I sell provisions from a small kiosk in Surulere. Pady gave me a terminal without giving me a terminal — it's just my phone. I take cards now. My takings went up almost 30% in the first month.
Mama Bisi, Owner, Bisi Provisions Store · Surulere, Lagos

FAQ

Answers, before you ask.

Get started

The phone in your pocket is your POS.

Join the waitlist and start accepting cards from your stall, salon or side hustle in 10 minutes.