Your phone is your cash register
Stalls, kiosks, salons, mechanics — anyone who sells. Accept card, phone and bank-app payments with the device already in your pocket. Verified in ten minutes
What you get
Tools that match how you actually work
Tap-to-pay, on you
Any NFC-enabled phone becomes a real terminal. No POS to buy, charge or lose.
Instant withdraw
Move every naira to your bank in seconds. No T+1. No waiting until Monday.
Verified fast
Just BVN and a selfie. Trading in under ten minutes — no shop documents required.
Loud confirmations
An unmissable 'Payment received' callout — no more squinting at SMS alerts.
Today's number
End-of-day dashboard shows takings, top products and best customers.
Side-hustle ready
Trade on weekends, after work, during NYSC — without registering a company.
How it flows
From first tap to settled cash
Sign up in 10 minutes
Just your BVN and a selfie. No CAC. No shop documents. No queue.
Take your first sale
Customer taps card, phone or watch on yours. You hear the confirmation.
Cash out anytime
Withdraw to your bank in seconds — Sunday or Christmas Day, doesn't matter.
Built for the way you trade
- Sign up with just a BVN and selfie — no CAC needed
- Accept card, contactless and bank-app payments on day one
- Loud, unmissable payment confirmations — no fake alerts
- Withdraw your money to any Nigerian bank instantly
- Daily takings, top customers and best products in one screen
Turn any smartphone into a card terminal — no hardware, no rental fee. Sign up with just BVN and a selfie, accept cards and transfers from day one, and watch every kobo land in a wallet you can spend from the same afternoon.
FAQ
Answers, before you ask
The phone in your pocket is your POS
Open your Pady account and explore payment options for your stall, salon or side hustle