The kiosk that never sleeps.
Cash-in, cash-out, transfers and bill payments — from any phone, in any neighbourhood. Lower fees, faster settlement and a float-management dashboard that actually helps.
What you get
Tools that match how you actually work.
Pady mPOS terminal
Branded handheld device with our SoftPOS — pin, contactless and card-insert in one.
Cash-in & cash-out
Customers deposit and withdraw from any bank account. Funds settle instantly.
Float dashboard
See your float balance, top up by transfer and never run dry mid-queue.
PIN, BVN & fraud screen
Advanced verification on every withdrawal. Protect your float and your customers.
Multi-agent network
Run 5 or 500 agents from one dashboard. Daily limits, splits and reports per agent.
Per-agent reports
Know which agent moved how much, which biller earned, which neighbourhood is hot.
How it flows
From first tap to settled cash.
Customer walks up
Withdrawal, transfer, airtime or bill — pick from the agent's device in two taps.
Confirm & collect
Card-insert, contactless tap or transfer. PIN verified. Receipt printed or sent on WhatsApp.
Float updates live
Float balance updates instantly. Top up from any bank, any time, in seconds.
Built for the way you trade.
- All-in-one mPOS — contactless, card-insert, PIN and printer
- Lowest published fees in Nigerian agency banking
- Float top-ups land in seconds — no waiting on switch settlement
- 300+ billers: DSTV, GoTV, PHCN, water boards, betting, education
- Run multi-branch agent networks from a single owner dashboard
Run every kiosk from one screen: a real-time float dashboard, remote agent top-ups, and end-of-day settlement without cash runs. Move funds between agents in seconds and see every terminal's balance before you leave the couch.
FAQ
Answers, before you ask.
Run a smarter kiosk. Earn on every transaction.
Join the waitlist and we'll ship your mPOS device and set up your float wallet in one onboarding call.